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    NORVIK UNIVERSAL CREDIT ORGANIZATION
    Closed Joint-Stock Company

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About us
In September 2006 a new Credit Company Norvik UCO cjsc which is the daughter organization of Latvia-Iceland Norvik Banka started crediting activities in Armenia.
“Norvik” UCO cjsc was registered and licensed by the Central Bank of Armenia in July of 2006 with an authorized capital of USD 500 000 and started crediting activities at theend of 2006 with an increased authorized capital of USD 1,7 million.
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TEMPORARILY SUSPENDED

Crediting is one of the best ways to make your dream come true instead of saving money for years. The credit gives you a chance to acquire a car through correspondent security or collateral.

If you need additional financing you should visit us. So if you wish to buy a car, but your funds are not sufficient, you can get financed at “Norvik” Universal Credit Organization. Choosing us you find a credible and professional cooperating partner, who will answer all your questions concerning car crediting quickly and to the point.

In case of auto crediting every customer is being offered an individual crediting plan.

Norvik Credit advantages

  • Individual approach to every customer
  • Confidentiality
  • Optimal structure of financing
  • Notary service
  • No penalties in case of early loan disbursement
  • Quick assessment
  • Favorable loan repayment terms (5 years)


Additional expenses
Movable property assessment 10 000 AMD
Notary services
15 000 AMD
Collateral certificate from Cadastre 3 300 AMD
Insurance
 2,5 % of car value
Commission fee
 30 000 AMD
Open an account 5 000 AMD
Cash from account
0,3% from cashed amount
Necessary documents

  • Passport
  • Social card
  • Reference from working place or reference certifying the monthly income
  • In case of individuals available passport and social card
  • Automobile technical passport
  • Wife’s /husband/ passport and social card
  • Market assessment documents of the automobile

Credit Terms

    Interest rate                Changes expected
    Crediting                     up to 80%
    Commission fee      35 000 AMD
    Term                            up to 5 years


Crediting for foreign production automobiles
Production date
Credit maximum maturity
Prepayment
Interest rate
1997-2000 up to 5 years 40% Changes expected
2001 and more up to 5 years 30% Changes expected
Crediting for Russian production automobiles
Production date
Credit maximummaturity
Prepayment
Interest rate
2003-2005 up to 5 years 40% Changes expected
2006 and more up to 5 years 30% Changes expected
Last Update : 14.10.2009 15:29
Armenia, 0001, Yerevan, Khanjyan St. 41
Phone (374-10)547789, 522787, 522334
Fax: (374-10)545717 		About "Norvik"   |   Documents  |   News  |   Partners  |   Contacts  |   Vacancies  |   My Norvik