Considering the role of modern technologies in the financial sphere important and appreciating its clients' time, "Norvik" universal credit organization continues expanding the list of stores that are connected to the system "Credit on the Spot".

Now with the help of "Norvik" our customers will be able to buy cell phones from the store chain "Hayrapetian Yeghbayrner" CJSC, which is the sole official representative of Nokia in Armenia.

Credit is issued on the spot, i.e. in the store, the application is considered within 5-10 minutes, and the repayment can be made at anytime and anywhere without necessity of visiting Norvik UCO's office, by just using TelCell and Tandem terminals, as well as through bank transfers, or even via Internet - ARCA System.

Universal Credit Organization “Norvik” was established in February 2006 by the Icelandic-Latvian Norvik Bank, and operates in Armenian market for two years already, providing high and stable profitability.