According to the experts of Norvik Universal Credit Organization, which has already taken leading positions in Armenian market, the progress in application of up-to-date technologies by the population is obvious. For example, as compared with June-July 2008, as of January 2009 the number of clients who carry out repayments through "cash in" terminals has grown 7.5 times - for Tandem terminals and 4 times- for TelCell terminals. This indicator enables us to have a confidence that already in the upcoming months the number of clients preferring online repayment of loans will reach 20% out of the total number of customers. Recently "Norvik" UCO CJSC made another step towards a faster and more convenient customer service. Now the credit is drawn on the spot only in the shops cooperating with "Norvik" UCO CJSC. According to Norvik's experts, the number of these shops grows on daily basis, offering clients a wide range of choice.

Now the client only needs to have an ArCa card and use the contemporary and specialized support of ArCa's processing center for loan repayment. If it was only possible to make repayments through payment terminals spread all over the city before, now the client may repay his/her loan without leaving his/her flat, i.e. through Internet and with the help of My.Norvik.am special customer service system. It is only necessary to visit My.Norvik.am website, enter passport and contract numbers and choose the option of payment.

To make a payment you only need to register in ArCa system, create a virtual card and then visit ArCa's website and make a transfer to ArCa card of "Norvik" UCO CJSC through internet payment system, indicating the purpose of the payment, as well as contract and passport numbers. Thus, repayments for ArCa cardholders have become simpler and at the same time very convenient.

As pointed out by Executive Director of "Norvik" UCO CJSC Tigran Bostanjyan, all this is first of all aimed at creating more convenient and beneficial conditions for the customers. Norvik's management is glad that henceforth the clients of the organization won't have to waste their precious time in endless rows to make payments.