
In current conditions of high
competition, companies are trying to build up firm market positions
and need the support of a reliable financial partner, who can offer
favorable services and credit conditions for effective development
and future business planning...
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In current conditions of high competition, companies are trying to build up firm market positions and need the support of a reliable financial partner, who can offer favorable services and credit conditions for effective development and future business planning...
If you need a loan for business development, including expansion of circulating funds, you don’t have to look for banks to credit you. All you need to do is, contact us and we will do the rest; we will analyze the structure of your business and will determine the maximum possible terms and conditions for your credit. Norvik UCO conducts a well defined mutually beneficial cooperating policy with representatives of business sphere, by constantly improving the complex of provided services and optimizing the tariff policy.
Norvik Credit Advantages
- Individual approach to every customer
- Confidentiality
- Optimal financing structure
- Notary services
- No penalties in case of early loan disbursement
- Quick real estate assessment
- Favorable loan repayment terms (up to 5 years)
Additional costs
- Real estate assessment is carried out by an independent assessing organization
- Real estate insurance
- Notary services
Necessary documents
- Bookkeeper’s record and financial statements
- Summary of payable taxes
- Reference on liabilities from serving bank
- Reference on account flows from serving bank
- Licenses (for the licensed activities)
- Copy of CEO’s and Chief accountant’s passports and social cards
- Ownership certificate on place of activities (Lease contract)
- The list on Creditors and Borrowers, also the list of fixed funds
- The commitment of General Meeting of “Norvik” UCO related to pledging and
crediting
- The ownership certificate of pledged real estate
- Agreements with consumers and suppliers
- Reference from Taxing authorities and Pension funds on taxing liabilities
- Reference from State register on shareholders structure
- Reference from Tax Register on liabilities
- Copy of State register certificate, CEO inset, tax code, Charter
Credit terms
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| Loan amount |
Starting from 20,000 USD |
| Loan maturity |
from 3 up to 5 years |
| Interest rate |
12-16%
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The interest rate is determined individually
considering
- Loan maturity
- Currency (AMD, USD)
- Positive credit history
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| Commission fee |
0,5-1% of the granted amount, minimum 100 000 AMD |
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